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涛涛黄河水

银虫 (小有名气)


[交流] 【求助】求翻译~

等翻译达人翻译这个短文,如果翻译的可以,五十个金币送上!谢谢!!!!!!!!!!
目前,中小企业己成为世界各国的经济基础和社会经济中最活跃的因素,为推动社会进步作出了巨大贡献。中小企业在推进河南省新农村建设、增加农民收入、提供就业岗位等方面,发挥了巨大作用。在河南省提出构建“中原经济区”的背景下,中小企业作为构建“中原经济区”的主要力量,将发挥重要作用。然而,受诸多因素的影响,河南省中小企业融资困难的问题却日益突出,因此对中小企业融资困境问题进行研究,针对其融资困难难的成因提出针对性的对策,从而促使中小企业突破融资瓶颈,健康稳定发展。本文以生命周期理论和融资次序理论为基础,采用问卷调查法、定量及定性分析法、宏观分析与微观分析相结合等方法对河南省中小企业融资现状进行了调查分析,发现河南省中小企业融资渠道单一,资金来源主要是内源性融资,外源性融资依赖银行信贷,而银行出于风险规避和成本考虑惜贷现象严重,企业只能寻求高利率的民间资金,民间资金的成本过高。导致中小企业陷入融资困境的因素主要有:企业内部治理结构不合理、信用较差、财务状况不透明、中小企业支持体系不健全、缺少专门为中小企业服务的中小银行、担保体制不健全等。并结合河南省的现状,提出解决中小企业融资困难题主要应对措施:一方面政府政策予以适当的扶持或政策上的倾斜、更利于中小企业的发展;另一方面中小企业要提升自身经营管理水平、强化信用意识;同时建立民间中小银行和多层次的资本市场,满足不同发展阶段的中小企业的融资需求,推动中小企业健康稳步发展。
关键词:中小企业 融资困难 对策建议
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yb716

金虫 (正式写手)


本人愚见

At present, the small and medium-sized enterprise has become the world's economic basis and social economy, the most active factors for promoting social progress made great contribution. Small and medium-sized enterprises in henan province in the new rural construction, increasing the income of peasants, jobs, etc., play a huge role. In central henan province "is put forward under the background of economic construction, and small and medium-sized enterprises as the main economic" zhongyuan strength, will play a very important role. However, under the influence of various factors, henan financing difficulties of small and medium-sized enterprises have become increasingly prominent, therefore questions, but financing difficulties for small and medium-sized enterprises to research, according to the difficulty of financing difficulties lawsuits against the countermeasures, the formation of small and medium-sized enterprises to facilitate the financing bottleneck breakthrough healthy and stable development. Based on the life cycle theory and financing order theory as a foundation, using the method of questionnaire, quantitative and qualitative analysis, the macro analysis combined with microscopic analysis methods of henan province sme financing to investigate and analyse the situation of small and medium-sized enterprises in henan province, find financing channel single, financing source is mainly endogenous financing, external financing on bank credit, and the bank risk aversion and cost consideration of arisen phenomenon seriously, enterprise can seek higher rates folk capital, folk capital cost is exorbitant. Lead to small and medium-sized enterprises in the financing difficulties are the major factors: enterprise internal management structure unreasonable, credit is bad, the financial situation is not transparent, small and medium-sized enterprise support system is not perfect, the lack of dedicated service for small and medium enterprises of small and medium-sized Banks, guarantee system and the imperfect, etc. And the present situation in henan province and puts forward the solution to small and medium-sized enterprise financing difficult problem basically measures: on the one hand the government policy support or appropriately policy tilt, favors the sme development; On the other hand, small and medium-sized enterprises want to enhance management level, strengthen credit consciousness; Meanwhile establish folk small and medium-sized Banks and multi-tiered capital market, meet different development stages of small and medium-sized enterprises, promote the financing needs of small and medium-sized enterprise healthy and steady development.

Keywords: small and medium-sized enterprise financing difficulties countermeasures
2楼2011-03-15 14:20:32
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涛涛黄河水

银虫 (小有名气)


引用回帖:
Originally posted by yb716 at 2011-03-15 14:20:32:
At present, the small and medium-sized enterprise has become the world's economic basis and social economy, the most active factors for promoting social progress made great contribution. Small and  ...

你用的谷歌翻译吧 ,我就是用了之后发现不太对才来求助的
3楼2011-03-15 21:00:35
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Lshiny

新虫 (正式写手)


目前,中小企业已经成为世界性的经济基础和社会经济、最活跃的因素,为促进社会进步做出了巨大的贡献。中小企业在河南省在新农村建设、增加农民收入、就业等方面,发挥巨大的作用。在中国中部的河南省”提出了经济建设的背景下,中小企业为主要经济“中原力量,将起到非常重要的作用。然而,受诸多因素的影响,河南中小企业融资困难的日益突出,因此,中小企业融资难问题,但是对中小企业研究的难度,根据融资困难提出针对性的对策,形成中小企业融资瓶颈突破促进健康、稳定的发展。基于生命周期理论和融资顺序理论为基础的方法,以问卷调查法、定量和定性分析相结合、宏观分析与微观分析方法对河南省中小企业融资难的现状进行了调查分析我国目前中小企业融资渠道,发现河南省单身,资金来源主要是内源性融资、外部融资对银行信贷,银行的风险规避程度和成本考虑兴起的现象严重,企业可以寻求更高的利率民间资本、民间资本成本过高。导致我国目前中小企业融资困难的原因,主要是:企业内部治理结构不合理、信誉较差、财务状况不是透明的,中小企业支持系统是不完美的,缺乏优质的服务,竭诚为中小企业的中小银行、保障体系不健全等。和现状河南省和提出解决中小企业融资难问题主要措施:一方面政府政策支持或适当的政策倾斜,利于中小企业的发展;另一方面,中小企业要提高企业的管理水平,加强中小企业信用意识;同时,构建民间中小银行和多层次的资本市场体系,满足不同发展阶段的中小企业的融资需求,促进中小企业健康、稳定发展
4楼2011-03-15 21:26:12
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魔女琪琪

新虫 (初入文坛)


恩 改的内流满面 今天太晚了 明天再来翻译剩下的吧
凑合先看看吧
At present, the small and medium-sized enterprise has become the world's economic basis and the most active factors of social economy, making great contribution to social progress. Small and medium-sized enterprises have played a huge role in Henan province in the new rural construction, increasing the income of peasants and providing more jobs, etc. It will play a very important role in Central China Economic Region as main forces which are put forward by Henan province. However, under the influence of various factors, they are now facing increasingly prominent financing difficulties. Therefore, providing advices in relieving the situation after studying in it will do a great favor in healthy development of the small and medium-sized enterprise.
5楼2011-03-28 23:05:42
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