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cx0305

铜虫 (正式写手)

[求助] 去美国买国内保险的求助

Provide medical benefits of at least $50,000 per accident or illness  
•  Provide repatriation coverage of at least $7,500  
•  Provide medical evacuation coverage to home country of at least $10,000  
•  Maximum deductible of $500 per accident or illness  
•  May require a waiting period for pre-existing conditions which is reasonable under current industry standards  
•  May include a provision for co-insurance which requires the exchange visitor to pay up to 25% of the covered
benefits per accident or illness  
•  Does not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which
the exchange visitor participates  
•  Coverage is guaranteed through at least one of the following means:  
o  Insurance policy is underwritten by a health insurance company rated:  
  “A-” or above by A.M. Best or  
  “A-i” or above by Insurance Solvency International (ISI) or  
  “A-” or above by Standard & Poor’s Claims Paying Ability or  
  “B+” or above by Weiss Research, Inc. OR  
o  Policy is backed by the full faith and credit of the government of the J-1’s home country OR  
o  Policy is part of a health benefits program offered on a group basis to employees or enrolled students
by a designated sponsor OR  
o  Policy is offered through or underwritten by a federally qualified Health Maintenance Organization or
eligible Competitive Medical Plan as determined by the U.S. Dept. of Health & Human Services.  

请问国内有哪个公司可以满足以上J-1的保险种类啊?其中25%是什么意思啊?
非常感谢啊,请问平安公司保险可以吗?
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mnily555

金虫 (小有名气)

【答案】应助回帖

好多家保险公司都有此类产品的,建议在签证中心那边买,如果签证时间延后都可以全额退的,一般来讲,保额达到疾病或意外医疗达到30万人民币,带有全球紧急救援的产品都是适用的
4楼2012-10-29 15:25:34
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