24小时热门版块排行榜    

查看: 1593  |  回复: 4

cx0305

铜虫 (正式写手)

[求助] 去美国买国内保险的求助

Provide medical benefits of at least $50,000 per accident or illness  
•  Provide repatriation coverage of at least $7,500  
•  Provide medical evacuation coverage to home country of at least $10,000  
•  Maximum deductible of $500 per accident or illness  
•  May require a waiting period for pre-existing conditions which is reasonable under current industry standards  
•  May include a provision for co-insurance which requires the exchange visitor to pay up to 25% of the covered
benefits per accident or illness  
•  Does not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which
the exchange visitor participates  
•  Coverage is guaranteed through at least one of the following means:  
o  Insurance policy is underwritten by a health insurance company rated:  
  “A-” or above by A.M. Best or  
  “A-i” or above by Insurance Solvency International (ISI) or  
  “A-” or above by Standard & Poor’s Claims Paying Ability or  
  “B+” or above by Weiss Research, Inc. OR  
o  Policy is backed by the full faith and credit of the government of the J-1’s home country OR  
o  Policy is part of a health benefits program offered on a group basis to employees or enrolled students
by a designated sponsor OR  
o  Policy is offered through or underwritten by a federally qualified Health Maintenance Organization or
eligible Competitive Medical Plan as determined by the U.S. Dept. of Health & Human Services.  

请问国内有哪个公司可以满足以上J-1的保险种类啊?其中25%是什么意思啊?
非常感谢啊,请问平安公司保险可以吗?
回复此楼

» 猜你喜欢

» 本主题相关价值贴推荐,对您同样有帮助:

已阅   回复此楼   关注TA 给TA发消息 送TA红花 TA的回帖

plenty

捐助贵宾 (正式写手)

【答案】应助回帖

我是买的是中国人民健康保险股份有限公司的守护专家境外旅游团体医疗保险、意外伤害保险。
J-1签证,这边学校认可的。
2楼2012-10-27 02:18:17
已阅   回复此楼   关注TA 给TA发消息 送TA红花 TA的回帖

cx0305

铜虫 (正式写手)

引用回帖:
2楼: Originally posted by plenty at 2012-10-27 02:18:17
我是买的是中国人民健康保险股份有限公司的守护专家境外旅游团体医疗保险、意外伤害保险。
J-1签证,这边学校认可的。

May require a waiting period for pre-existing conditions which is reasonable under current industry standards  
•  May include a provision for co-insurance which requires the exchange visitor to pay up to 25% of the covered
benefits per accident or illness

请问这两条你保险中有吗?这个是不是可有可无呢?
3楼2012-10-27 08:39:43
已阅   回复此楼   关注TA 给TA发消息 送TA红花 TA的回帖

mnily555

金虫 (小有名气)

【答案】应助回帖

好多家保险公司都有此类产品的,建议在签证中心那边买,如果签证时间延后都可以全额退的,一般来讲,保额达到疾病或意外医疗达到30万人民币,带有全球紧急救援的产品都是适用的
4楼2012-10-29 15:25:34
已阅   回复此楼   关注TA 给TA发消息 送TA红花 TA的回帖

傲小雪

新虫 (初入文坛)


【答案】应助回帖

还是买一个美国那边保险吧 美国学校容易承认,国内保险到时理赔还麻烦 可以去这里问问中文咨询 我跟我女儿都在这里这个exchange Program   http://www.dianins.com/plan/patriotEP.asp
5楼2012-11-04 09:21:32
已阅   回复此楼   关注TA 给TA发消息 送TA红花 TA的回帖
相关版块跳转 我要订阅楼主 cx0305 的主题更新
最具人气热帖推荐 [查看全部] 作者 回/看 最后发表
[考研] 211本,11408一志愿中科院277分,曾在中科院自动化所实习 +3 Losir 2026-03-12 4/200 2026-03-16 21:52 by Losir
[考研] 328求调剂,英语六级551,有科研经历 +3 生物工程调剂 2026-03-16 4/200 2026-03-16 20:13 by Wangjingyue
[考研] 070303一志愿西北大学学硕310找调剂 +5 d如愿上岸 2026-03-12 8/400 2026-03-16 15:19 by peike
[考研] 326求调剂 +3 mlpqaz03 2026-03-15 3/150 2026-03-16 07:33 by Iveryant
[考博] 欢迎申博同学联系 +3 天道酬勤2026686 2026-03-10 7/350 2026-03-15 19:03 by 天道酬勤2026686
[考研] 22408总分284求调剂 +3 InAspic 2026-03-13 3/150 2026-03-15 11:10 by zhq0425
[考研] 290求调剂 +4 @将就将就看 2026-03-10 8/400 2026-03-14 14:23 by 千千运气
[考研] 【0703化学调剂】-一志愿华中师范大学-六级475 +5 Becho359 2026-03-11 5/250 2026-03-14 11:35 by 哦哦123
[考研] 330求调剂 +3 ?酱给调剂跪了 2026-03-13 3/150 2026-03-14 10:13 by JourneyLucky
[考研] 321求调剂 +3 CUcat 2026-03-10 3/150 2026-03-14 00:25 by JourneyLucky
[考研] 26调剂/材料/英一数二/总分289/已过A区线 +6 步川酷紫123 2026-03-13 6/300 2026-03-13 21:59 by 星空星月
[考研] 290求调剂 +9 ADT 2026-03-11 9/450 2026-03-13 21:55 by JourneyLucky
[考研] 332求调剂 +3 Zz版 2026-03-13 3/150 2026-03-13 20:36 by 18595523086
[考研] 求调剂 +5 一定有学上- 2026-03-12 5/250 2026-03-13 18:31 by ms629
[考研] 工科材料085601 279求调剂 +8 困于星晨 2026-03-12 10/500 2026-03-13 15:42 by ms629
[考研] 0856化工原理 +6 z2839474511 2026-03-10 6/300 2026-03-13 10:41 by houyaoxu
[考研] 420求调剂 +4 莫向外求11 2026-03-10 6/300 2026-03-12 14:41 by ruiyingmiao
[基金申请] 提交后的基金本子,已让学校撤回了,可否换口子提交 +3 dut_pfx 2026-03-10 3/150 2026-03-11 08:38 by kudofaye
[考研] 298求调剂 +3 Vv呀! 2026-03-10 3/150 2026-03-10 22:40 by 剑诗杜康
[考研] 085602化工求调剂 +7 董boxing 2026-03-10 7/350 2026-03-10 17:07 by BruceLiu320
信息提示
请填处理意见