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echodonglan铜虫 (小有名气)
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摘 要 在社会保障领域，近年来，国内许多地方政府利用商业保险在养老保险、医疗保险等方面的专业优势，与保险机构合作，在许多社会保障领域大胆引入和运用商业保险机制参与社会保障体系建设，取得了一定成功，创新了社会保障管理模式。然而，在参与过程中也存在许多矛盾和问题。因此，如何解决商业保险在参与社会保障体系建设过程中存在的矛盾和问题，建立一个完善的商业保险参与社会保障建设的机制，是摆在我们面前的一个重要课题。妥善解决这一问题，有助于创新社会保障管理模式，提高社会保障体系建设的效率。 本文通过对国内外社会保障体系建设的比较分析研究，以及对国内商业保险参与社会保障体系建设的众多事例进行实证分析研究，系统阐述当前商业保险参与社会保障体系建设的现状，存在的主要问题，提出解决问题的建议。本文共五个部分，核心内容包括以下三方面： 一是商业保险参与社会保障体系建设的现状及存在的主要问题。主要阐述目前国内商业保险参与社会保障建设的主要领域、基本做法、取得的实际效果，以及存在的主要问题和障碍。 二是国外商业保险参与社会保障体系建设的先进经验。主要分析国外商业保险参与社会保障体系建设的主要经验和做法，以及对我国商业保险参与社会保障建设的启示。 三是我国商业保险参与社会保障体系建设的思路及政策建议。借鉴国外的先进经验，结合我国实际情况，提出商业保险参与社会保障体系建设的基本思路、重点领域和相关政策建议。 关键词：商业保险；参与；社会保障； Abstract In the field of social security in recent years, many local governments corporate with insurance agencies by using the commercial insurance in the pension, medical insurance and other aspects of professional advantage s, then brought in the commercial insurance and applied it to the construction of social security system. They have made a certain success and created a new model of social security management. However, there are also many contradictions and problems while the commercial insurance to participate in the social security. Therefore, how to resolve these contradictions and problems, then establish a sound commercial insurance participation in the construction of a social security mechanism, is an important issue in front of us. If it is handled successfully, it will do lots of good to creating the new model and improving the efficiency of constructing social security system. By the comparative analysis of the social security system at home and abroad, as well as empirical analysis the many examples of commercial insurance to participate in social security system, this thesis systematically describe the current status of commercial insurance to participate in social security, the main problems, and propose solutions. There are total of five parts, the core content includes the following three aspects: The first part is about the present situation and the main problems occurring when the business insurance participates in the construction of social security system. It will focus on the main area, basic methods, the actual effect gained, the existing problems and handicaps as well at present situation. The second part is about the advanced experience when foreign business insurance participates in the construction of the social security system. It will mainly analyze their experience and ways. It will also involve what they inspired us. The last part is about our thought and advice. It will put forward the fundamental concepts, the key area and related suggestions combining the advanced experience abroad with the conditions of our country. Keywords: commercial insurance; participate; social security; |
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11楼2009-11-29 14:18:57
echodonglan
铜虫 (小有名气)
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2楼2009-11-29 13:16:18
3楼2009-11-29 13:29:40
★
echodonglan(金币+1,VIP+0): 11-29 14:10
echodonglan(金币+1,VIP+0): 11-29 14:10
| In recent years, many domestic local governments have achieved a lot in boldly introducing and successfully utilizing the commercial insurance mechanism in the construction of social security system and blazed a trail in innovating upon the managerial modes of social security insurance by taking advantage of the professional insurance agencies in the pension, medical insurance and so on. |
5楼2009-11-29 13:43:59