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翻译一下啊，谢谢！
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Despite this progress, one may be forgiven for a lingering perception that, if one were to start scratching the surface, things do not seem to have changed decisively. There remains a disjunction in the reported systems and structures that have ostensibly been established for safe and efficient intermediation and the perception of its soft underbelly by various stakeholders. While the discerning reader is informed almost daily of some problem or the other, official statistics indicate that most efficiency parameters are non-threatening and even improving. Yet, even in academic and policy conclaves, there emerges a sense of widespread dissatisfaction (not to mention unease) regarding the possibility of systemic risk posed by the financial sector. While there are not many overt signs of failures, by way of defaults and payments crises, there are increasing signs of structural strains in the system. The banking system remains saddled with large amounts of bad loans. The recent years have seen a succession of distress in and failures of various intermediaries, necessitating the provision of “comfort and support” from government. Institutions remain characterised by both political and regulatory forbearance. |
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尽管取得了上述进展，可以被原谅一个挥之不去的认知，如果一个人开始划痕表面上，事情似乎也不能改变果断。仍然存在脱节在这些举报制度和结构有表面上建立安全及有效率的中介和感知的，其软肋是由各种利益相关者。而雪亮的读者是知情几乎每天都有一些问题，或者其他，官方统计表明，大多数效率的参数是不具威胁性，甚至有所改善。然而，即使是在学术和政策秘密会议，呈现出一种意义上的广泛不满 （更遑不安）的可行性研究方面的系统性风险所带来的金融业。虽然现在有很多迹象失误，但方式拖欠和支付危机，有越来越多的迹象显示结构性株，在该系统内。银行体系仍然负担的大量不良贷款。近年来，看到一连串的苦恼和失败的各种中介机构，有必要提供"舒适和支持" ，由政府。机构仍特点是，不论在政治和监管忍无可忍。 |
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