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[½»Á÷] ¡¾English¡¿³£¼ûÒøÐÐÓ¢Óï´Ê»ã ÒÑÓÐ2È˲ÎÓë

account number ÕʺÅ

depositor ´æ»§

pay-in slip ´æ¿îµ¥

a deposit form ´æ¿îµ¥

a banding machine ×Ô¶¯´æÈ¡»ú

to deposit ´æ¿î

deposit receipt ´æ¿îÊÕ¾Ý

private deposits ˽ÈË´æ¿î

certificate of deposit ´æµ¥

deposit book, passbook ´æÕÛ

credit card ÐÅÓÿ¨

principal ±¾½ð

overdraft, overdraw ͸֧

to counter sign ˫ǩ

to endorse ±³Êé

endorser ±³ÊéÈË

to cash ¶ÒÏÖ

to honor a cheque ¶Ò¸¶

to dishonor a cheque ¾Ü¸¶

to suspend payment Ö¹¸¶

cheque,check ֧Ʊ

cheque book ֧Ʊ±¾

order cheque ¼ÇÃû֧Ʊ

bearer cheque ²»¼ÇÃû֧Ʊ

crossed cheque ºáÏß֧Ʊ

blank cheque ¿Õ°×֧Ʊ

rubber cheque ¿Õͷ֧Ʊ

cheque stub, counterfoil Ʊ¸ù

cash cheque ÏÖ½ð֧Ʊ

traveler's cheque ÂÃÐÐ֧Ʊ

cheque for transfer תÕÊ֧Ʊ

outstanding cheque δ¸¶Ö§Æ±

canceled cheque ÒѸ¶Ö§Æ±

forged cheque α֧Ʊ

Bandar's note ׯƱ£¬ÒøÆ±

banker ÒøÐмҠ 

president Ðг¤

savings bank ´¢ÐîÒøÐÐ

Chase Bank ´óÍ¨ÒøÐÐ

Citibank  »¨ÆìÒøÐÐ

Hongkong Shanghai Banking Corporation »ã·áÒøÐÐ

Chartered Bank of India, Australia and China Âó¼ÓÀûÒøÐÐ

Banque de I'IndoChine ¶«·½»ãÀíÒøÐÐ

central bank, national bank, banker's bank ÖÐÑëÒøÐÐ

bank of issue, bank of circulation ·¢ÐбÒÒøÐÐ

commercial bank ÉÌÒµÒøÐУ¬´¢ÐîÐÅ´ûÒøÐÐ

member bank, credit bank ´¢ÐîÐÅ´ûÒøÐÐ

discount bank ÌùÏÖÒøÐÐ

exchange bank »ã¶ÒÒøÐÐ

requesting bank ίÍпªÖ¤ÒøÐР 

issuing bank, opening bank ¿ªÖ¤ÒøÐÐ

advising bank, notifying bank Í¨ÖªÒøÐÐ

negotiation bank Òé¸¶ÒøÐÐ

confirming bank ±£¶ÒÒøÐÐ

paying bank ¸¶¿îÒøÐÐ

associate banker of collection ´úÊÕÒøÐÐ

consigned banker of collection ίÍÐÒøÐÐ

clearing bank ÇåËãÒøÐÐ

local bank ±¾µØÒøÐÐ

domestic bank ¹úÄÚÒøÐÐ

overseas bank ¹úÍâÒøÐÐ

unincorporated bank Ǯׯ

branch bank ÒøÐзÖÐÐ

trustee savings bank ÐÅÍд¢ÐîÒøÐÐ

trust company ÐÅÍй«Ë¾

financial trust ½ðÈÚÐÅÍй«Ë¾

unit trust ÐÅÍÐͶ×ʹ«Ë¾

trust institution ÒøÐеÄÐÅÍв¿

credit department ÒøÐеÄÐÅÓò¿

commercial credit company(discount company) ÉÌÒµÐÅ´û¹«Ë¾£¨ÌùÏÖ¹«Ë¾£©

neighborhood savings bank, bank of deposit ½ÖµÀ´¢ÐîËù

credit union ºÏ×÷ÒøÐÐ

credit bureau ÉÌÒµÐËÐÅËù

self-service bank ÎÞÈËÒøÐÐ

land bank ÍÁµØÒøÐÐ

construction bank ½¨ÉèÒøÐÐ

industrial and commercial bank ¹¤ÉÌÒøÐÐ

bank of communications ½»Í¨ÒøÐÐ

mutual savings bank »¥Öú´¢ÐîÒøÐÐ

post office savings bank Óʾִ¢ÐîÒøÐÐ

mortgage bank, building society µÖÑºÒøÐÐ

industrial bank ÊµÒµÒøÐÐ

home loan bank ¼ÒÕ¬´û¿îÒøÐÐ

reserve bank ×¼±¸ÒøÐÐ

chartered bank ÌØÐíÒøÐÐ

corresponding bank ÍùÀ´ÒøÐÐ

merchant bank, accepting bank ³Ð¶ÒÒøÐÐ

investment bank Ͷ×ÊÒøÐÐ

import and export bank (EXIMBANK) ½ø³ö¿ÚÒøÐÐ

joint venture bank ºÏ×ÊÒøÐÐ

money shop, native bank Ǯׯ

credit cooperatives ÐÅÓÃÉç

clearing house Ʊ¾Ý½»»»Ëù

public accounting ¹«¹²»á¼Æ

business accounting ÉÌÒµ»á¼Æ

cost accounting ³É±¾»á¼Æ

depreciation accounting ÕÛ¾É»á¼Æ

computerized accounting µçÄÔ»¯»á¼Æ

general ledger ×ÜÕÊ

subsidiary ledger ·Ö»§ÕÊ

cash book ÏÖ½ð³öÄÉÕÊ

cash account ÏÖ½ðÕÊ

journal, day-book ÈÕ¼ÇÕÊ£¬Á÷Ë®ÕÊ

bad debts »µÕÊ

investment Ͷ×Ê

surplus ½áÓà

idle capital ÓÎ×Ê

economic cycle ¾­¼ÃÖÜÆÚ

economic boom ¾­¼Ã·±ÈÙ

economic recession ¾­¼ÃË¥ÍË

economic depression ¾­¼ÃÏôÌõ

economic crisis ¾­¼ÃΣ»ú

economic recovery ¾­¼Ã¸´ËÕ

inflation ͨ»õÅòÕÍ

deflation ͨ»õÊÕËõ

devaluation »õ±Ò±áÖµ

revaluation »õ±ÒÔöÖµ

international balance of payment ¹ú¼ÊÊÕÖ§

favourable balance ˳²î

adverse balance Äæ²î

hard currency Ӳͨ»õ  

soft currency Èíͨ»õ

international monetary system ¹ú¼Ê»õ±ÒÖÆ¶È

the purchasing power of money »õ±Ò¹ºÂòÁ¦

money in circulation »õ±ÒÁ÷ͨÁ¿

note issue Ö½±Ò·¢ÐÐÁ¿

national budget ¹ú¼ÒÔ¤Ëã

national gross product ¹úÃñÉú²ú×ÜÖµ

public bond ¹«Õ®

stock, share ¹ÉƱ

debenture ծȯ

treasury bill ¹ú¿âȯ

debt chain Õ®ÎñÁ´

direct exchange Ö±½Ó£¨¶Ô½Ç£©Ì×»ã

indirect exchange ¼ä½Ó£¨Èý½Ç£©Ì×»ã

cross rate, arbitrage rate Ì×»ã»ãÂÊ

foreign currency (exchange) reserve Íâ»ã´¢±¸

foreign exchange fluctuation Íâ»ã²¨¶¯

foreign exchange crisis Íâ»ãΣ»ú

discount ÌùÏÖ

discount rate, bank rate ÌùÏÖÂÊ

gold reserve »Æ½ð´¢±¸

money (financial) market ½ðÈÚÊг¡

stock exchange ¹ÉƱ½»Ò×Ëù

broker ¾­¼ÍÈË

commission Ó¶½ð

bookkeeping ²¾¼Ç

bookkeeper ²¾¼ÇÔ±

an application form ÉêÇëµ¥

bank statement ¶ÔÕʵ¥

letter of credit ÐÅÓÃÖ¤

strong room, vault ±£ÏÕ¿â

equitable tax system µÈ¼Û˰Ôò

specimen signature Ç©×ÖʽÑù

banking hours, business hours Ӫҵʱ¼ä



ÒøÐÐÓ¢Óï¿ÚÓпªÕÊ»§



What kind of account did you have in your mind?

ÄãÏ뿪ÄÄÖÖÕÊ»§?

Do you like to open a current account?

ÄãÏ뿪һ¸ö»îÆÚ´æ¿îÕÊ»§Âð?

A deposit or current account?

¶¨ÆÚ»¹ÊÇ»îÆÚ?

Please tell me how you would like to deposit your money.

Çë¸æËßÎÒÄãÏë´æºÎÖÖ»§Í·?

There's a service charge for the checking account but no charge for the savings.

֧Ʊ»§Í·ÒªÊÕ·þÎñ·Ñ£¬ÏÖ½ð»§Í·²»ÊÕ¡£

Our minimum deposit for a savings account is 100 dollars.

ÎÒÃÇ´¢Ðî´æ¿îµÄ×îµÍ´æ¿î¶îÊÇ100ÃÀÔ²¡£

Five yuan is the minimum original deposit.

×îµÍÆð´æ¿î¶îÊÇ5Ôª¡£

You can open a savings account at any time with an initial deposit of 50 dollars.

Äã¿ÉËæÊ±ÒÔ50ÃÀÔ²µÄÆð´æ¶î¿ªÁ¢´¢ÐîÕÊ»§¡£

Even one yuan is all right.

ÉõÖÁÒ»ÔªÒ²¿ÉÒÔÆð´æ¡£

Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.

ÕâÊÇÄãµÄ´æÕÛ£¬´æÈ¡¿îʱÇë´øÀ´¡£±£¹ÜºÃ´æÕÛ£¬ÒÅʧÇë¸æËßÎÒÃÇ¡£

I should like to open a current account.

ÎÒÏ뿪һ¸ö»îÆÚ´æ¿îÕÊ»§¡£

I need a checking account so that I can pay my bill.

ÎÒÐ迪¸ö֧ƱÕÊ»§£¬ÕâÑù¾ÍÄܸ¶ÕÊ¡£

We'd like to know how we open a checking-savings account.

ÎÒÃÇÏëÖªµÀÈçºÎ¿ªÒ»¸ö֧Ʊ´¢ÐîÕÊ»§¡£

I have a checking account here.

ÎÒÔÚÕâÀïÓÐÒ»¸ö֧Ʊ´æ¿îÕÊ»§¡£

I think I'd like a deposit account.

ÎÒÏëÒª¿ª¸ö¶¨ÆÚ´æ¿îÕÊ»§¡£

Can I open a current account here?

ÎÒÄÜ·ñÔÚÕâ¶ù¿ª¸ö»îÆÚ´æ¿îÕÊ»§£¿

I want to open a deposit account with you.

ÎÒÒª¿ª¸ö´¢ÐîÕÊ»§¡£

I'd like to open a deposit account with you.

ÎÒÏëÔÚÄãÃÇÕâ¶ù¿ª¸ö¶¨ÆÚ´æ¿îÕÊ»§¡£

Could you tell me the difference between a savings account and a checking account?

Çë¸æËßÎÒ´¢Ðî´æ¿îÓë֧Ʊ´æ¿îµÄÇø±ðºÃÂð£¿

Please tell me the procedure for opening a savings account.

Çë¸æËßÎÒ¿ª¸ö´¢ÐîÕÊ»§ÐèҪʲôÊÖÐø¡£

Will 100 yuan be enough for a minimum deposit?

100Ôª×÷×îµÍ´æ¿î¶î¹»Âð£¿

I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.

ÎÒÏëÖªµÀ¿ªÒ»¸ö֧ƱÕÊ»§200Ôª´æ¿îÊÇ·ñ¹»¡£

Could you tell me how to operate this account?

Çë¸æËßÎÒÈçºÎ¾­¹ÜÕâ¸öÕÊ»§ºÃÂð£¿

Is there any minimum for the first deposit?

µÚÒ»´Î´¢ÐîÓÐ×îµÍÏÞ¶îÂð£¿

How much does each account cost?

ÿ¸öÕÊ»§Òª»¨¶àÉÙÇ®£¿

¡¡

Useful Phrases

current deposit, current account »îÆÚ´æ¿î

fixed deposit, fixed account ¶¨ÆÚ´æ¿î

fixed deposit by installments Áã´æÕûÈ¡

joint account ÁªÃû´æ¿îÕÊ»§

to open an account ¿ª»§Í·



ÒøÐÐÓ¢Óï¿ÚÓ´æ¿î



How much do you want to deposit with us?

ÄãÏëÔÚÎÒÃÇÕâ´æ¶àÉÙ£¿

How much do you wish to pay into your account?

ÄãÏ£ÍûÔÚÄãµÄ»§Í·ÉÏ´æ¶àÉÙ£¿



How much money do you plan to keep in your account on a regular basis?

Äã¼Æ»®ÔÚÄãµÄ»§Í·É϶¨ÆÚ´æ·Å¶àÉÙÇ®£¿



How much cash do you plan to deposit in your account?

ÄãÓжàÉÙǮҪ´æÈëÄØ£¿



I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.

ÎÒÈÏΪÄã¿É°ÑÇ®´æÈëÒøÐУ¬»òÁôÔÚÒøÐÐÔݱ£¹ÜÆðÀ´¡£



Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?

ÇëÌîÕÅ´æ¿îµ¥£¬Ð´Ã÷Òª´æµÄÊý¶îÒÔ¼°ÄãµÄÐÕÃû£¬µØÖ·ºÍ¹¤×÷µÄµ¥Î»£¬ºÃÂð£¿



I want to deposit 300 yuan in my account.

ÎÒÏëÔÚÎҵĻ§Í·ÉÏ´æ300Ôª¡£



I want to deposit these cheques in my account.

ÎÒÏë°ÑÕâЩ֧Ʊ´æÔÚÎҵĻ§Í·ÉÏ¡£



I'd like to pay 200 yuan into my deposit account.

ÎÒÏëÔÚÔÚÎҵ͍ÆÚ´æ¿î»§Í·ÉÏ´æ200Ôª¡£



I want to deposit my paycheck.

ÎÒÏë´æÈëÎҵŤ×Ê֧Ʊ¡£



I'd like to know whether I can cash a cheque here.

ÎÒÏëÖªµÀÎÒÄÜ·ñÔÚÕâ¶Ò»»Ö§Æ±¡£



Will you please cash this traveler's cheque?

Çë¶ÒÏÖÕâÕÅÂÃÐÐ֧ƱºÃÂð£¿



I'd like to cash this money order.

ÎÒÏë¶ÒÏÖÕâÕÅ»ã¿îµ¥¡£



I want to cash the balance of a traveler's letter of credit.

ÎÒÒª°ÑÂÃÐÐÐÅÓÃÖ¤µÄ½áÓà¶ÒÏÖ¡£



Will you please tell me whether you charge for cheques?

Çë¸æËßÎÒ¶Ò»»Ö§Æ±ÊÕÊÖÐø·ÑÂð£¿



Could you tell me how much the checks cost?

Çë¸æËßÎÒÕâЩ֧ƱҪ»¨¶àÉÙÇ®£¿



What if I overdraw?

Èç¹û͸֧ÁËÔõô°ì£¿



Please sign your name on the bottom line if you want to cash the check.

Èç¹ûÏë¶Ò֧Ʊ£¬ÇëÔÚµ×ÏßÉÏÇ©Ãû¡£



Please write your account number on the back of the check.

ÇëÔÚ֧Ʊ±³ÃæÐ´ÉÏÄãµÄÕʺš£



We honored the check as the overdraft was only 5 yuan.

ÎÒÃdzжÒÕâÕÅ֧ƱµÄ͸֧¶îÖ»ÓÐ5Ôª¡£



Please endorse the cheque.

Ç뱳ǩÕâÕÅ֧Ʊ¡£



The traveler's checks cost 1.5% of the total amount of purchase.

ÂÃÐÐ֧ƱÊÖÐø·ÑÊǹºÂò×ܶîµÄ1.5%¡£



Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".

ÕâÊÇÒ»±¾Ö§Æ±²¾£¬ÄãÓʼÄ֧Ʊʱ£¬×¢ÒâÒªÔÚ֧ƱÉÏ´ò²æÏß¡£µ«ÊÇÈç¹ûÄã±¾ÈËÏ뿪ÕŶÒÏÖ֧Ʊ£¬¾Í²»¿É´ò²æÏß¡£



Each cheque you write will cost 2 dollars.

Äãÿ¿ªÒ»ÕÅ֧Ʊ½«»¨2ÃÀÔ²¡£
¡¡



Useful Words and Phrases

account number ÕÊÄ¿±àºÅ

depositor ´æ»§

pay-in slip ´æ¿îµ¥

a deposit form ´æ¿îµ¥

a banding machine ×Ô¶¯´æÈ¡»ú

to deposit ´æ¿î

deposit receipt ´æ¿îÊÕ¾Ý

private deposits ˽ÈË´æ¿î

certificate of deposit ´æµ¥

deposit book, passbook ´æÕÛ

credit card ÐÅÓÿ¨

principal ±¾½ð

overdraft, overdraw ͸֧

to counter sign ˫ǩ

to endorse ±³Êé

endorser ±³ÊéÈË

to cash ¶ÒÏÖ

to honor a cheque ¶Ò¸¶

to dishonor a cheque ¾Ü¸¶

to suspend payment Ö¹¸¶

cheque,check ֧Ʊ

cheque book ֧Ʊ±¾

order cheque ¼ÇÃû֧Ʊ

bearer cheque ²»¼ÇÃû֧Ʊ

crossed cheque ºáÏß֧Ʊ

blank cheque ¿Õ°×֧Ʊ

rubber cheque ¿Õͷ֧Ʊ

cheque stub, counterfoil Ʊ¸ù

cash cheque ÏÖ½ð֧Ʊ

traveler's cheque ÂÃÐÐ֧Ʊ

cheque for transfer תÕÊ֧Ʊ

outstanding cheque δ¸¶Ö§Æ±

canceled cheque ÒѸ¶Ö§Æ±

forged cheque α֧Ʊ

Bandar's note ׯƱ£¬ÒøÆ±

foreign exchange quotations Íâ»ãÐÐÇé

to check the rate for sb. ²éÅÆ¼Û

[ Last edited by sunyun-06 on 2010-6-19 at 19:28 ]
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